Platform

    Insurance components, already built.

    We built an AI-native platform for insurance that supports the full range of AI use cases across the value chain. Its depth and reusability are what let us deliver insurance solutions faster, with lower delivery risk and regulator-ready governance from day one.

    Platform · components → agents
    4 agents · 1 orchestration
    Intake Agent
    Submission
    Composed of
    Email intake
    NLU
    OCR
    Underwriting Agent
    Triage · referral
    Composed of
    Policy KB
    Rules
    LLM
    Contradiction Agent
    Compare · flag
    Composed of
    Doc diff
    Loss runs
    Wordings KB
    Renewal Agent
    Compare · renew
    Composed of
    Prior year
    LLM
    Policy KB
    Orchestration layerhandoff · memory · routing
    Baked in · on every action
    Guardrails
    Explainability
    Audit trail
    In-region
    Insurance-native platform

    What makes it defensible.

    Five properties you only get when the platform is built for insurance from the ground up. Each took a year to build and validate against specialty insurer data.

    01 · Insurance Data Intelligence

    Reads a slip, proposal form, loss run, and SOV natively.

    Out of the box. 97% field accuracy. Frontier models without insurance training sit at 60–70%.

    97% field accuracy
    02 · One Engine, Every Line

    Every specialty line on the same engine.

    D&O, surety, PI, cyber, marine, property and energy, and financial institutions share the same components, governance and decision trail. Each new line builds on the last.

    7 specialty lines
    03 · Token Economics

    Lower inference cost per decision.

    Insurance-trained models read the document on the first pass. No prompt-engineering workarounds, no retries on failed parses.

    Lower $ per decision
    04 · Risk Intelligence That Accumulates

    One risk record per insured.

    Every agent reads from it and writes to it. Submissions, renewals, notifications and endorsements compound into the full history of the risk.

    Compounds over time
    05 · Sovereignty & Control

    Cloud, on-premise or air-gapped.

    You choose where data lives. Lloyd's, PRA, FCA and EU AI Act obligations are built in, not bolted on. Procurement and regulator objections vanish.

    In-region · regulator-ready
    Built for insurance

    Pre-built. Insurance-specific. Not a generic AI toolkit.

    Components that already understand slips, proposal forms, loss runs, SOVs and wordings, so underwriting starts from a structured view of the risk.

    • Submission triage: appetite, completeness, priority
    • Slip and proposal form extraction
    • ACORD form ingestion and field extraction
    • Loss run structuring and claims development
    • SOV and COPE data reconciliation
    • Financial statement analysis
    • Contradiction detection across documents
    • Appetite and authority checks
    • Regulatory and sanctions validation
    • Wording and endorsement comparison
    • Decision memo generation
    • Referral routing to the underwriter
    Document intelligence

    ACORD forms and loss run reports, read natively.

    These documents are the language of underwriting and actuarial work. Generic document AI misses the fields that matter; our models are trained on the forms specialty underwriters actually receive.

    ACORD form processing

    ACORD 125, 126, 140 and other commercial-line application forms are extracted, normalized and mapped to your submission schema. Risk details, coverages, limits and named insureds flow straight into underwriting triage without re-keying.

    Loss run report structuring

    Loss runs from any insurer are parsed into structured claim histories. Development, severity and notifications are surfaced for underwriters, not buried in PDFs.

    Connects to your stack

    Plug into your core. Don't replace it.

    Pre-built integrations into the systems insurers, syndicates and MGAs actually run. The system of record stays where it belongs.

    Guidewire PolicyCenter
    Duck Creek Policy
    Majesco P&C
    Sapiens
    Salesforce Financial Services Cloud
    ImageRight, Snowflake, Databricks
    Verisk, Moody's, sanctions / KYC providers
    Deployment topologies

    Three topologies. One platform.

    Pick the model your security and regulator already approve. The platform, components and governance stay the same.

    Cloud
    AWS, Azure, GCP - in-region tenants
    On-premise
    For insurers with strict data perimeters
    Air-gapped
    Fully isolated. No outbound calls. Regulator-ready.
    Defensible by default

    Explainability, guardrails, audit. On every workflow.

    Explainability

    Factor-level reasoning on every model decision. Underwriters see why, not just what.

    Guardrails

    Confidence thresholds, scope boundaries and human-in-the-loop on every agent action.

    Audit trails

    Append-only logs of every input, decision, override and outcome. Exportable for regulator review.

    Regulatory alignment

    Lloyd's, PRA, FCA, EU AI Act, CBUAE, SAMA, and IRDAI. Evidence packs prepared from day one.

    Bring us a submission.

    A D&O renewal, a bond request, a marine risk. Send one, redacted or synthetic, and see the decision your underwriter would receive.

    Bring a submission