Specialty underwriting

Every specialty line. One underwriting engine.

Yukthi reads the full submission, surfaces contradictions, checks appetite and regulation, and produces a decision memo your underwriter can defend.

How every submission is underwritten.

Submissions triaged for appetite, completeness, and priority.

Slips, proposal forms, financials, loss runs, SOVs, and wordings read in full.

Conflicts between documents surfaced as first-class signals.

Appetite, authority, and regulatory obligations checked before action.

A recommendation or a referral, with the reasoning trail attached.

Tower position, Side A/B/C structure, and securities exposure read in full, contradictions surfaced before renewal.

Capacity, financial strength, and contract terms tested together for every bond request.

Fee income, activities, and circumstances read against the wording and the claims record.

Controls, exposure, and aggregation assessed from the submission, not the questionnaire alone.

Vessel, voyage, and sanctions exposure checked before the line is written.

SOVs, COPE data, and catastrophe exposure reconciled into one view of the risk.

Regulatory standing, controls, and loss history read together for bankers, crime, and PI risks.

Decision memoYukthi

Illustrative decision memo, synthetic data.

GROUNDED KNOWLEDGE

Every finding traced to the document it came from.

BOUNDED AUTHORITY

Agents act only within delegated authority and appetite.

REGULATORY VALIDATION

Obligations checked before any action is taken.

CONFIDENTIALITY WALLS

Client and syndicate data kept strictly separated.

DECISION TRAIL

The full reasoning recorded on every decision.

Governance enforced at runtime, in the path of every decision. Regulatory awareness across Lloyd's, PRA, FCA, EU AI Act, CBUAE, SAMA, and IRDAI.

ISO 27001 Aligned·SOC 2 Ready