Specialty underwriting

    Surety underwriting, decided with the full picture.

    Capacity, financial strength, and contract terms tested together for every bond request.

    Agentic surety underwriting workflow from bond request to auditable bond decision, with capacity exceptions referred to the underwriter.

    What the platform reads.

    • Principal financials and working capital
    • Bonding capacity and aggregate
    • Contract terms and obligee
    • Work-in-progress schedule
    • Indemnity and collateral
    • Default history

    What it catches.

    WIP schedule inconsistent with financial statements.

    Requested bond exceeding available capacity.

    Indemnity terms weaker than the programme requires.

    What your underwriter receives.

    Surety decision summaryYukthi
    Principal
    Halden Civil Works Ltd (fictional)
    Bond
    Performance bond, 10% of contract value
    Recommendation
    Approve with additional collateral
    Material finding
    WIP schedule overstates margin against filed accounts
    Status
    Capacity exception referred to underwriter
    Illustrative, synthetic data.

    Governed by Trust Fabric.

    GROUNDED KNOWLEDGE

    Every finding traced to the document it came from.

    BOUNDED AUTHORITY

    Agents act only within delegated authority and appetite.

    REGULATORY VALIDATION

    Obligations checked before any action is taken.

    CONFIDENTIALITY WALLS

    Client and syndicate data kept strictly separated.

    DECISION TRAIL

    The full reasoning recorded on every decision.

    Governance enforced at runtime, in the path of every decision. Regulatory awareness across Lloyd's, PRA, FCA, EU AI Act, CBUAE, SAMA, and IRDAI.

    ISO 27001 Aligned·SOC 2 Ready

    Bring us a submission.